Auto Adjuster

USAA is dedicated to empowering its members to achieve financial security and is seeking an Auto Adjuster to manage the complete end-to-end claims process for auto insurance. The role involves investigating claims, negotiating settlements, and ensuring compliance with state laws while providing exceptional service to members and business partners. Responsibilities Investigates liability and applies appropriate coverage, evaluates, negotiates, and settles moderately complex auto claims Negotiates liability for comparative negligence (claimant or adverse carrier) Identifies coverage concerns, reviews prior loss history, determines, and creates Special Investigation Unit (SIU) referrals, when appropriate Interacts with multiple parties to gather information needed to determine liability (police reports, recorded statements, witness statements) Resolves claims through proactive problem solving and decision making, within authority guidelines and under moderate supervision, overcoming obstacles, and effectively prioritizing the workload Clearly documents thought process including damage evaluation, investigation, negotiation, and settlement decisions Collaborates and sets expectations with external and internal business partners to facilitate claims resolution Supports members, business partners, and claimants, through use of varying communication channels to include utilization of digital tools to drive timely and effective resolutions through exceptional service Applies developing knowledge of P&C insurance industry products, services, to include P&C insurance policy contracts, coverages and internal claims handling process and procedures Applies intermediate knowledge of Auto Physical Damage to adjust claims Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours May be assigned CAT deployment travel with minimal notice during designated CATs Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures Skills High School Diploma or General Equivalency Diploma 1 year of customer service experience Progressive experience handling low complexity auto non injury liability claims Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts Developing knowledge and understanding of auto claims contracts as well as application of case law and state laws and regulations Demonstrated negotiation, investigation, communication, and conflict resolution skills Proficient in prioritizing and multi-tasking, including navigating through multiple business applications Successful completion of a job-related assessment may be required One or more years of auto liability claims experience managing claims from initial contact through resolution Minimum one year of experience managing a pending inventory with demonstrated organization and prioritization skills At least two years of customer service experience, demonstrating strong communication and problem-solving skills Proven experience with comparative negligence and shared liability determinations Strong analytical and communication skills with the ability to interpret policy language, assess coverages, and make sound decisions Proficiency with Guidewire or similar claims management systems Bachelor's degree or industry designation (e.g., AIC, CPCU) Military experience through service or as a military spouse Benefits Comprehensive medical, dental and vision plans 401(k) Pension Life insurance Parental benefits Adoption assistance Paid time off program with paid holidays plus 16 paid volunteer hours Various wellness programs Career path planning and continuing education Company Overview USAA is a financial services company. It was founded in 1922, and is headquartered in San Antonio, Texas, USA, with a workforce of 10001+ employees. Its website is