Property Claims Adjuster

Job Description: • Review analyzes and process first party homeowner and dwelling property claims within Assigned authority limits. • Research and analyze policy coverage forms regarding claim coverage analysis for claim settlement or denial. • Conduct thorough claim investigations in determining coverage, cause and origin, liability, damages. • Establish adequate claim reserves according to potential claim exposures. • Reviews and estimates costs of repair, replacement, or compensation. • Sets reserves in accordance with standard guidelines. • Compares loss to policy coverage and refers claims to manager if loss exceeds adjuster authority levels. • Accurate evaluation of homeowner and dwelling property damage and additional living expense claims as required by each claim. • Provide superior verbal and written customer service. • Documentation of claim activity with emphasis on examining potential subrogation recoveries. • Examine claims for potential fraud and adherence and referral to internal Special Investigations Unit (SIU). • Alert reports to underwriting, marketing and/or management regarding questionable risks encountered. • Participate in training. • Participate in Claim Roundtable. • Interfaces with company clients, carrier, adjusters, or covered parties. • Communicates with agents regarding status of claim. • Prepares for resolution of claim. • Calculates settlement or payment and communicates with client, adjuster, and customer. • Authorizes payment or settlement of claims within provided guidelines or seeks authority from the carrier. Requirements: • Bachelor's degree is preferred, however prior homeowner only claims experience of no less than 2 years will be considered. • Insurances designations, such as AIC, CPCU, SCLA are a plus. Benefits: • Remote work schedule! • Health & Wellness: Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term). • Financial Security: 401k Retirement Plan with a generous 9% match • Work-Life Balance: Four weeks of PTO and Pet Insurance for your furry family members.