[Remote] Business Insurance Property Claims Adjuster

Note: The job is a remote job and is open to candidates in USA. The Hartford is an insurance company committed to making a difference and providing opportunities for growth. The Business Insurance Property Claims Adjuster is responsible for investigating, evaluating, negotiating, and resolving first-party commercial property claims while delivering exceptional customer service and adhering to regulatory standards. Responsibilities Conduct investigations to determine coverage, assess damages, and identify subrogation/salvage opportunities Interpret and apply policy language to commercial property losses Evaluate exposures and set accurate, timely reserves Manage claims from first notice through resolution with proper documentation and financial accuracy Negotiate fair settlements with policyholders and involved parties Handle structural damage estimates, personal property losses, and business income/time‑element claims Deliver clear, empathetic, high‑quality customer service Collaborate with underwriting, legal, sales, and external vendors Maintain regulatory compliance and leverage technology for efficiency Contribute to continuous improvement and mentor peers when appropriate Skills 1+ year of 1st party property claim handling experience required Strong written and verbal communication skills Ability to manage multiple priorities and meet deadlines Ability to obtain and maintain required state adjuster licenses Experience estimating structural losses and handling business income/time-element claims Commercial property claims experience with an insurance carrier 1+ year of 1st party commercial property claim handling experience preferred Commercial property structural damage estimating experience a plus Benefits Medical, Dental, Vision, Life and Disability Insurance, 401K. Effective day 1. 25 days paid time off in your first full year and Paid Holidays. Tuition reimbursement - up to $5,250 (undergraduate) and $6,000 (graduate) for tuition and registration fees for degree programs that support your career development (subject to additional requirements). Student Loan Paydown Program – eligible to participate after 6 months of service. The Hartford will make a direct contribution of $125 per month – with a lifetime maximum up to $10,000 – as a supplemental payment towards your student loan in order to help you manage the stress of student debt and help you pay down your student loan faster. Paid volunteer opportunities Company Overview The Hartford is an industry leading provider of property and casualty insurance, group benefits and mutual funds. It was founded in 1810, and is headquartered in Hartford, Connecticut, USA, with a workforce of 10001+ employees. Its website is